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34% of all marriages in England and Wales are a second marriage for at least one of the couple. ( Office for National Statistics )

In 2010 there were 241000 marriages…..and 120000 divorces. ( Office for National Statistics )

Approximately 27 million adults do not have a valid Will ( National Consumer Council )

£2.7 billion was collected in Inheritance Tax by HM Revenue and Customs in 2010/2011 ( Institute ofor Fiscal Studies )

This combined information shows clearly the real need for a Will. To die without a valid Will means that any Assets you leave will be subject to the Laws of Intestacy and may not benefit your loved ones.

Planning in a Will is necessary to prevent your assets passing by default  to a new spouse in a second relationship. In a Will you can guarantee that your share of jointly held assets does reach your children and not someone else.

A Will is a vital tool to be used in your financial planning for the future.