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How to lose your home

An article in the latest Mail on Sunday illustrates how you can lose your home by not updating your Will to cover current circumstances. A couple had lived together unmarried for 18 years and owned the house in which they lived as ‘Tenants in Common’. The...

I already have a Will

The number of times people have said that to me when asked to make a Will. ”I already have one. Made it years ago” How naïve to think that it covers current circumstances or up to date legislation. Any Will should be reviewed at least every three years to...

Live and let die

When the sun shines and life feels good the thought of dying is far from your mind. You feel as though you are going to live for ever. Unfortunately that is not the case as death is inevitable. What is even worse it is unpredictable. Many deaths reported in the press...

Pension Pot Perils

With the new legislation on Pension Pot withdrawals coming into force from April 2015 there are considerable risks for those who take out large lump sums. The immediate effect is to increase the value of your estate for Inheritance Tax purposes. A large withdrawal...

When Dementia Strikes

When the first signs of Dementia appear it is imperative to put your health and financial affairs in order. Initially you will probably be in full control of your faculties but as time progresses you will begin to lose control of your mental and physical abilities. To...